Moni Ora understands that the way we manage our money impacts every aspect of our wellbeing.
Struggling with unexpected expenses, juggling bills, or going through a rough patch?
Trying to save, but your money just keeps disappearing?
Managing money can be stressful, but you don’t have to face it alone.
A qualified financial mentor can help you find solutions that work for you.
free service to people who want help
We support people with personal budgeting to plan better to live better.
All services are free, professional, confidential, and emphasise people’s self-determination and strengths.

Kōrero kanohi ki te kanohi—speak freely in confidential sessions—mentors take the time to listen to your story.
What do you value? What are your goals? What are your challenges? What's working ...and what's not?
A mentor can help you unravel the chaos, and gain control of your finances.
Call free 0800 115 370
Make a simple, flexible
money plan that includes goals, debt management, and a budget, with spending and savings plans.
Learn to plan ahead for future expenses and have resilience against financial shocks.
Invaluable.
Interactive conversations in a group setting to gain knowledge, confidence, and resilience.
Your Money Personality.
Needs. Wants. Dreams. Goals.
Borrowing and Debt.
Sessions are free of charge
Support with broader issues that affect cash flow.
Budgeting support plus connection to services for support with non-financial concerns.
Private, confidential, free
plan better live better

Moni Ora is about financial wellbeing.
It's about being comfortable and safe—having enough to
meet your needs and freedom from money worries.
Moni Ora is living well.
It's a myth that budgeting means missing out on the things that you want.
The truth is…A budget plan helps you get the things you want.
It’s about being intentional about how you spend money and taking control over your finances to stay focused on what is important to you.














